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495 HARBOR DRIVE INDIAN ROCKS BEACH FL 33785

$2,999,000
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Under Contract
495 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785 - MLS#MFRTB8513956 495 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785 - MLS#MFRTB8513956 495 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785 - MLS#MFRTB8513956 495 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785 - MLS#MFRTB8513956

Zev Freidus Broker / President
Zev Freidus
Broker / President
561-235-2161
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Overview of 495 Harbor Dr S

4 Bedrooms
3/2 Bathrooms
3 Car Garage
4,148 Square Feet
2,783SF Living Area
Pool:
Yes
Water
Year Built 1962
Listed For 7 Days

Under contract-accepting backup offers. Rare waterfront retreat in the heart of indian rocks beach. This extraordinary waterfront estate offers a level of privacy, serenity and coastal beauty that is rare. This home took on zero water intrusion. Set on an expansive "double lot" with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the ideal backdrop for an evening swim, cocktails around the fire table or dining under the stars. The outdoor pool, shower and bath work well to avoid unnecessary wet entry to the main house. Boaters/anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24,000-pound and 10,000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities: a future putting green or additional outdoor enhancements. A tucked away section of the property presents an opportunity for a hot tub, tiki hut or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates everyday living and entertainment. This property is fully furnished and decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access and captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning intracoastal views, while the flexible fourth bedroom can easily serve as a home office or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom ideal for morning coffee and a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage and flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality and entertaining space. On a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks and the beloved indian rocks beach art center. Seeking an investment opportunity, the property has a proven history as a successful short-term rental. Its unique combination of privacy, waterfront amenities and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat or potential income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Additionally, it has the potential to rebuild or split into two lots

This luxury single family home was built in 1962 and features 4 bedrooms, and 3 full bathrooms plus 2 half baths. This home for sale is 4,148 square feet, with 2,783 sq ft being air conditioned living space. The home has a 3 car garage and has a private swimming pool.

Directions to this property are as follows: From The Belleair Causeway, Go South On Gulf Blvd, Go East "left" On 28th Ave, Go South "right" On Harbor Dr, Stay To The Left, Follow Harbor Dr To The Address At The End Of The Cal De Sac.

Please contact your BEX agent for more information about MLS# MFRTB8513956 or any other homes for sale in Indian Rocks Beach or elsewhere in the Pinellas County area.

Features & Amenities

Appliances

Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Cooling

Central Air

Heating

Central

Flooring

Luxury Vinyl, Tile

Parking

Driveway, Garage Door Opener, Oversized

Lot Dimensions

120x216

Lot Size

18960

View

Pool, Water view

Construction Materials

Block, Concrete, Stucco

Interior Features

Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Window Treatments

Furnished

Furnished

Exterior Features

French Doors, Outdoor Grill, Outdoor Shower, Sliding Doors

Property Condition

Completed

Pool Features

Fiberglass, Heated, In Ground

Roof

Shingle

Window Features

Blinds, Shutters

Utilities

B B/H S Internet Available, Cable Available, Electricity Available, Public, Sewer Available

Waterfront Features

Bay/Harbor, Intracoastal Waterway

Water Body Name

I N T R A C O A S T A L W A T E R W A Y

Laundry

Inside, Laundry Room

Fencing

Vinyl

Year Built

1962

Pets Allowed

Yes

Annual Real Estate Taxes

$33,342 (2025)

Legal Description

Indian Beach Re-revised 23rd Add Lots 19 And 20

Property Type

Single Family Home

Direction Faces

West

MLS Number

MFRTB8513956

Universal Property Id

U S-12103-N-063015424440000190-R-N

Days On Market

7

Community Name

Indian Beach Re-revised 23rd Add

495 Harbor Dr Price Calculator

Get Mortgage Quote For This Home

The payment calculator figures for 495 Harbor Dr S should be used as an estimate only. Loan terms including interest rate, and required downpayment will vary with each lender and/or individual. RE taxes for this home for sale are estimated based on the actual property taxes for this property for the tax year 2025 which are $33,342 but will likely change when this home sells. These estimations are calculated from a list price of $2,999,000 and a 25% down payment and do not include homeowners insurance which will vary greatly depending on the home characteristics and location.

Recent Home Sales near 495 Harbor Dr

Address Sale Price Bed Bth Size Location Sale Date
No comps found for this property

MLS# MFRTB8513956 Listing History

06/01/2026 Listed for sale by PREMIER SOTHEBY'S INTL REALTY with MLS# MFRTB8513956 with a list price of $2,999,000.

Public Transportation

Pinellas Suncoast Transit Authority:

Route SCBT SUNCOAST BEACH TROLLEY

Pinellas Suncoast Transit Authority:

Route SCBT SUNCOAST BEACH TROLLEY

Pinellas Suncoast Transit Authority:

Route SCBT SUNCOAST BEACH TROLLEY

Pinellas Suncoast Transit Authority:

Route SCBT SUNCOAST BEACH TROLLEY

Pinellas Suncoast Transit Authority:

Route SCBT SUNCOAST BEACH TROLLEY

This listing of 495 Harbor Dr Indian Rocks Beach FL 33785 was last updated on 2026-06-19 12:12:10. Listing courtesy of PREMIER SOTHEBY'S INTL REALTY.
MLS

Map of 495 Harbor Dr Indian Rocks Beach FL 33785

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Zev Freidus Broker / President
Zev Freidus
Broker / President
561-235-2161
Call Me
Text Me
Email Me
When clicking Submit Request, you are registering to this website and agreeing that ZFC Real Estate, its affiliates or associated third parties may contact you, including with calls or texts by automated means. You also agree to our Terms of Use and Privacy Policy

The data relating to homes for sale or lease or other real estate for sale or for rent on the BEX Realty website comes in part from a cooperative data exchange program of the MLS in which this Broker participates. The real estate displayed may not be all of the homes in the database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Homes for sale that are listed by Brokers other than this Broker are marked with either the listing Broker's name or the MLS name or a logo provided by the MLS and the details page about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. BEX Realty, the Florida Association of Realtors and its cooperating Multiple Listing Services do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law including the fair housing act prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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